Consumer credit

Consumer loan terms in PJSB “Ravnaq-bank” from May 1, 2018

PJSB “Ravnaq-bank” presents attractive loans for:

·         purchasing furniture and electronic appliances produced in Uzbekistan

·         carrying out of banquets and solemn actions

·         buying air tickets and travel packages

·         medical treatment and other services

Amount                                    up to 20 000 000 UZS

Interest rate:                24-28% per annum

Term                                    up to 3 years

Without a down payment

Securing the guarantee of an individual / insurance policy (fin-risks)

List of documents necessary for loan grant:

·         Passport of applicant - original copy

·         Income statement for last 12 month (data on all received income, taxes paid, other incomes and expenditures, with the last column containing the sum after all deductions), with indication of position and taxpayer ID number of employer- original copy

·         Certificate from place of residence- original copy

·         taxpayer ID number - copy

·         INPS- original copy with indication of the balance on the INPS account on the last date of transfer.

·         Purchase contract of a good with indication of: 

·         Proof that the good is manufactured in Uzbekistan and a manufacturer name

·         Proof that good is being purchased for personal needs

·         In case the good is purchased from wholesaler, account 22626 should be indicated in the contract

·         Terms of payment (as of the date of payment for the account of the loan, this period should not be overdue)

·         The contract should specify that payment for the goods will be carried out, including at the expense of the loan.

·         Terms of delivery of goods

·         A copy of the certificate of conformity for the goods sold (certified by the certification body or the original holder), as well as a license for wholesale (with a notarized copy).

Necessary documents for bail granter:

·         Passport of bail granter - original copy

·         Income statement for last 12 month (data on all received income, taxes paid, other incomes and expenditures, with the last column containing the sum after all deductions), with indication of position and taxpayer ID of employer- original copy

·         Certificate from place of residence- original copy

·         taxpayer ID number - copy

·         INPS- original copy with indication of the balance on the INPS account on the last date of transfer.