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Consumer credit

Update date:  5 February 2021, 10:36

Conditions for consumer loans in JSC "Ravnaq-bank" from 05.01.2021

JSC "Ravnaq-bank" presents to your attention a line of profitable loans for:

  • purchase of furniture, as well as household appliances produced in the territory of the Republic of Uzbekistan

  • holding banquets and special events

  • purchase of air tickets and tourist vouchers

  • treatment and other services


    Conditions:

  • Term - up to 12 months;
  • Amount - 20,000,000 soums;
  • Interest rate - 26% per annum;
  • Security - 125% of the loan amount, in the form of a guarantee of an individual, an insurance policy;

  • Term - up to 24 months;
  • Amount - 20,000,000 soums;
  • Interest rate - 27% per annum;
  • Security - 125% of the loan amount, in the form of a guarantee of an individual, an insurance policy;

  • Term - up to 36 months;
  • Amount - 20,000,000 soums;
  • Interest rate - 28% per annum;
  • Security - 125% of the loan amount, in the form of a guarantee of an individual, an insurance policy;


List of primary documents required for obtaining a consumer loan:

    1. Original - applicant's passport

    2. Original - a certificate of income for the last 12 months (data on all income received, taxes paid, other income and expenses, with the last column "receivable" minus all deductions), indicating the position, TIN of the employer

    3. Copy - TIN

    4. Original - INPS indicating the balance on the INPS account as of the last date of enrollment

    5. Agreement for the purchase of goods indicating:


Guarantor documents:

  • Original - Guarantor's passport

  • Original - certificate of income for the last 12 months (data on all income received, taxes paid, other income and expenses, with the last column "receivable" minus all deductions), indicating the position, TIN of the employer

  • Copy - INN

  • Original - INPS indicating the balance on the INPS account as of the last date of enrollment.


Requirements for the Borrower:

  • Work experience: at least 1 year
  • Financial condition: sufficient income to pay monthly payments

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