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Credit cards in local currency

Update date:  21 August 2020, 18:16
Credit cards in local currency
Credit cards in local currency
  • Currency Узбекский сум
  • Type of card Депозитная карта

The PJSCB “Ravnaq Bank” has launched a new overdraft credit product for physical entities.

This service can be used by the following categories of the physical entities, who have a permanent income source:

  • The employees of corporate customers of the PJSCB “Ravnaq Bank” being served through the main account under the payroll card programme.

Conditions for the employees of corporate customers of the PJSCB “Ravnaq Bank”

being served through the main account under the payroll card programme:

  • Duration of overdraft credit

12 months

  • Overdraft credit amount

Up to 3 times of an average monthly income

  • Limit decrease

During the last 6 months

  • Interest rate

19% per annum

  • Guarantee

Employer’s Guarantee

  • Length of employment

At least 6 months


Conditions for physical entities not falling under the above-mentioned categories:

  • Duration of overdraft credit

12 months

  • Overdraft credit amount

Up to 3 times of an average monthly income

  • Limit decrease

During the last 6 months

  • Interest rate

25% per annum.

  • Commission fee

Up to 10 000 000 UZS - 6 minimal amounts of wage

over 10 000 000 UZS - 10 minimal amounts of wage

  • Guarantee

Certificate of Insurance

  • Length of employment

At least 6 months

Documents
  • Tariffs for banking services for individuals and transactions with plastic cards Size: 697.53 KB Format: pdf
Дополнительная информация
  • Требуемые документы

    To obtain the overdraft credit, it is necessary to submit:

    • Passport
    • Statement from the place of residence
    • Statement on incomes for the last 12 months (data on all received incomes, paid taxes and other incomes and expenses, with a last column named “receivable” less all deductions), with indication of a position, Employer’s Identification Number of Tax Payer (INN) (original copy)
    • Identification Number of Tax Payer (INN)
    • Pension savings account number (INPS)
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